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When you buy something from a store, and you want to have exact change for whatever it is you are purchasing, then all you need to remember is this:
3 1 2 4
To be a bit more specific:
If you take this combination of coins with you in your wallet or purse when you go shopping, you will always have the exact amount of change you need for whatever it is you are buying.
This is due to the fact that using this combination of coins, you can make any amount of money from 1 cent to 99 cents.